Defining Your Goals

Spending

What is your current luxury spending needs?

Giving

Do you want to support a charity or create a legacy?

Taxes

Does your asset allocation and asset location reflect your estate plan?

Spending

What is your current core spending needs?

Giving

What are your financial aspirations for your family?

Taxes

Are you estimating and accounting for tax liabilities during retirement years?

Financial markets are noisy, and at times highly volatile, which can induce a significant amount of uncertainty on investors. Emotional responses to such uncertainty are so profound that it has sparked a wide array of research known as Behavioral Finance. This research has shown that investors under-perform the broad market by a wide margin based on four primary emotional responses: loss aversion, confirmation bias, and hindsight bias, and regret. These emotional responses can, and have, caused investors to abandon their financial plan thus creating sub-optimal outcomes.

At Delos Capital Advisors, we employ a Goals-Driven methodology in constructing our client portfolios. Our detailed analysis helps clients identify what matters most to them by assessing their financial lifestyle goals, aspirational goals, and dynastic goals. The translation of these goals into financial modules create an investment program specifically tailored to the client by aligning their assets to their desired outcomes.

We’ve found this methodology to provide superior indication on how the client is tracking to their desired outcomes, thus reducing an emotional response to market turbulence.