Your Goals Will Adjust Over Time as Life Changes

Life Stage:

Early/Mid-Career

Goals
  • Have a child
  • Buy a home
  • Build an emergency fund
  • Plan for retirement
Life Stage:

Late Career

Goals
  • Send children to college
  • Plan for future healthcare
  • Plan for retirement
  • Legacy Planning
Life Stage:

Retired

Goals
  • Maintain lifestyle
  • Ensure stream of income
  • Legacy Planning

The journey matters. Every client has a unique set of circumstances that determine and drive their financial goals. But as their life progresses, their goals evolve. The use of a Goals-Driven methodology allows for clients to have a dynamic wealth program that continuously align their asset allocation to the current phase of their life cycle. Our process begins by answering the questions that are most pressing to our clients—Do I have enough in retirement? Will my children be able to go to college? What does income look like after retirement? Can we afford a family vacation? Is my family financially secure in the event of my death? Can I fund a charity that is most important to me?

With investors needing a more tailored approach to their financial goals during their life cycle, it is no longer adequate to merely assess risk tolerances with archaic questions in order to maximize returns no matter the opportunity cost. At Delos Capital Advisors, we do not believe in a one-size-fits-all investment program but a wealth-management program that is allocated based on your life cycle, financial goals, financial & non-financial assets, and liabilities.